Top 7 reasons for getting an annual travel insurance
A travel insurance covers for medical expenses, financial expenses, roadside assistance and any losses or replacements while travelling either within one’s own country or internationally. Most travellers take an on-the-spot travel insurance for a particular trip. Frequent travellers or ones needs special care and status will opt for an annual travel insurance. If one is asking – what are the Top 7 reasons for getting an annual travel insurance, the answer is simply – coverage, cost effectiveness, peace of mind, safety, information updates, special inclusions and loyalty benefits.
Top 7 reasons for getting an annual travel insurance – coverage – A basic Annual Travel Insurances covers many items involved in the travel, especially the risks and costs – Medical and dental expenses, Emergency Medical needs, Trip disruption matters (cancellation, curtailment, delays, missed connections), loss of belongings, and matters relating to injury. Additional insurance takes care of specific transportation needs and special medical needs.
Top 7 reasons for getting an annual travel insurance – cost effectiveness – These plans are not very expensive as there is a large preparedness of the affiliates. If you travel couple of times or more in a year, then taking annual travel insurance gives you better return on investment than a one off on-the-spot insurance.
Top 7 reasons for getting an annual travel insurance – peace of mind – An annual travel insurance entails ease and convenience of having one plan that could take care of the frequent trips. There are some companies that provide membership options similar to a credit card – like Silver, Gold, Platinum with additional services like lounge facilities, discounts on flights, upgrade options for flights and hotels. In some countries the tie ups with affiliates is so well designed that you could avoid waiting and queues in theme parks and inns. Long term benefits deliver comprehensive protection for all the trips you take ? all year long.
Top 7 reasons for getting an annual travel insurance – Safety for a whole year. Annual travel insurance policy is a best option when you have kids and go on vacation regularly. Facilities like cashless medical option, lost passport services, missed baggage services, managing delayed and cancelled trips and speedy and hassle free claim settlement. The benefit of taking out a annual insurance before you travel is that you can relax knowing that you’re covered fully, the whole year round. Some kind of insurances provide an extended helping hand to families that are affected due to an emergency, including accompaniment and care for minors.
Top 7 reasons for getting an annual travel insurance – provides information you need – since you have become a subscribed category of customer, the insurance provider will give you regular updates on pre-trip information, up-to-date travel advisories, health information, 24/7 access to medical advice, international calling options and translation services.
Top 7 reasons for getting an annual travel insurance – covers you for risky activities – Some annual insurance policies cover you for adventure sports like scuba diving, mountaineering and related riskier sports. One needs to be a loyalty customer to get best discounts for these activities.
Top 7 reasons for getting an annual travel insurance – Loyalty benefits – Frequent travelers, such as business owners and academicians need not waste time to research travel insurance to understand insurance needs for each trip. Also, the same coverage is valid for the entire year.